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Auto Insurance
 
PCommon Cause of Loss Deductible
 

ANPAC has an uncommon way for you to save money.

With an uncommon insurance company like ANPAC®, you can depend on our unique Common Cause of Loss Deductible that saves each of our customers hundreds of dollars in deductibles from a common occurrence, such as a fire, hailstorm, tornado or hurricane. With this unique money-saving feature, you pay only one deductible per occurrence regardless of the number of items of property damaged or destroyed. In the following example, you pay only $500 with ANPAC®. With other companies you could end up paying substantially more!

For comparison, here are some typical deductibles from one damaging event:

ANPAC® Other Companies
Vehicle 1 $250 Vehicle 1 $250+
Vehicle 2 $250 Vehicle 2 $250+
Boat $100 Boat $100+
House $500 House $500+
Only One Deductible $500 Total All Deductibles $1100

In addition to our Common Cause of Loss Deductible feature, ANPAC® is also proud of our quick claim response and the time our adjusters take to explain to each customer the claims process. In fact, the majority of our customers rate our claims service as excellent!

Common Cause of Loss Deductible is currently available in Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Oklahoma, South Carolina, South Dakota, Tennessee, and Wisconsin. ANPAC® is seeking approval from additional state insurance departments.

Some eligibility requirements may apply. Not available in all states. This page contains only a general description of the coverages and is not a statement of contract. All coverages are subject to the insuring agreements, exclusions and conditions of the policy, and applicable endorsements.



American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas.

Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company. Life insurance and annuity products are issued by American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites, which are not maintained by American National Insurance Company, it's subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.
 
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