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ANPAC®
offers you a choice with ACE coverage...
ACE
provides...
- OEM
Parts Coverage
- No
deduction for depreciation on car repairs
- Vehicle
Replacement for new cars
- Up
to $100 for personal items
| "OEM
Parts Coverage"... |
We
will repair your vehicle with original equipment manufacturer
(OEM) parts, if available, rather than other competitive
replacement parts. |
What
are OEM and CAPA Certified replacement parts?
- Replacement
parts are sheet metal and plastic components such as hoods,
bumpers, fenders, and doors, which account for the majority
of damage in auto accidents.
- Either
an independent manufacturer or the original manufacturer
(OEM) may make these parts.
- Parts
made by an independent manufacturer must meet the safety
standards of CAPA (Certified Automotive Parts Association).
- ANPAC®
uses only CAPA-certified parts that have undergone extensive
quality testing if made by an independent manufacturer.
Why
should I pay extra for the OEM Parts Coverage?
- The
cost of using primarily OEM parts has increased claims costs
nationwide.
- Rather
than increasing physical damage premiums for every car you
own, we prefer to give YOU the choice on which cars YOU
want to purchase OEM coverage, if any.
- Many
people may not feel the need to pay additional premium for
using only new OEM parts. Others may prefer that only OEM
parts be used.
ACE
gives YOU the choice!
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Without
ACE,
|
we
repair damage to your vehicle using quality, CAPA-certified
parts or used OEM parts from similar make, model and age
of vehicle. |
|
With
ACE,
|
we
repair damage to your vehicle using only brand new OEM
parts, if available. |
No
Deduction for Depreciation on Car Repairs
With
ACE we will not deduct the difference between
the value of the new parts, paint, tires, batteries, etc.
used to repair your auto and the depreciated value of the
old parts or paing, as is normally done in loss settlement.
Depreciation
will be taken on the engine and drive train.
Vehicle
Replacement
If damage
to your new car exceeds 25% of the original purchase price
within the first twelve months you won it and before the odometer
reaches 15,000 miles, we will pay the original purchase price
or the cost to replace it with an untitled vehicle of the
same year, model and equipment!
Personal
Items
With
ACE, we will also pay up to $100 for personal
items, such as CD's in the car when a loss occurs.
If you
are interesed in ACE for your vehciles(s), please contact
us today!
This
website contains only a general description of the changes
in coverage and is not a statement of contract. All coverages
are subject to the insuring agreements, exclusions and conditions
of the policy and applciable endorsements.
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